Life insurance’s most obvious and significant benefit is the lump sum payment it provides when the insured person dies. This lump sum is paid directly to the beneficiary designated in the life insurance policy and it’s not taxable.
When you're approved for a mortgage, your lender will offer you mortgage insurance but you have options. Here you will find advantages of purchasing personally owned term insurance that will help protect your family and not your lender.
Synergy offers one-of-a-kind insurance coverage, combining three policies in one affordable and easy-to-manage package. Synergy’s unique design provides protection against life’s everyday risks: disability, critical illness and early death.
Critical Illness Insurance
Facing a critical illness can be emotionally and physically devastating. It can also lead to significant and unexpected costs that may not be covered by your provincial or employee health plans.
Health & Dental Insurance
If you have are one of the millions of Canadians without an employee health plan – and therefore, vulnerable to health care expenses not covered by the Government Health Insurance Plan – supplemental health care coverage could be right for you.
The ability to earn an income is the single most valuable asset of any individual during their working years. Yet many Canadians overlook the need for income replacement insurance in their financial plans.
Are you going to the USA for business for a day or two? Perhaps exploring Canada’s coast, heading to the Caribbean or travelling overseas?