Insurance

Life Insurance

Life insurance’s most obvious and significant benefit is the lump sum payment it provides when the insured person dies. This lump sum is paid directly to the beneficiary designated in the life insurance policy and it’s not taxable.

Learn more about Life Insurance

 

Synergy

Synergy offers one-of-a-kind insurance coverage, combining three policies in one affordable and easy-to-manage package. Synergy’s unique design provides protection against life’s everyday risks: disability, critical illness and early death.

Learn more about Synergy

Critical Illness Insurance

Facing a critical illness can be emotionally and physically devastating. It can also lead to significant and unexpected costs that may not be covered by your provincial or employee health plans.

Learn more about Critical Illness Insurance

 

Health & Dental Insurance

If you have are one of the millions of Canadians without an employee health plan – and therefore, vulnerable to health care expenses not covered by the Government Health Insurance Plan – supplemental health care coverage could be right for you.

Learn more about Health & Dental Insurance

 

Disability Insurance

The ability to earn an income is the single most valuable asset of any individual during their working years. Yet many Canadians overlook the need for income replacement insurance in their financial plans.

Learn more about Disability Insurance

Travel Insurance

Are you going to the USA for business for a day or two? Perhaps exploring Canada’s coast, heading to the Caribbean or travelling overseas?

Learn more about Travel Insurance

 

Investments

RSP/RIF

Being prepared for retirement doesn’t mean missing out on your life today. Creating a balance between an enjoyable future and enjoying the present takes planning, and EFG can help. A responsible financial plan means investing for tomorrow so you get the best return on your investments now and when you retire.

Learn more about RSP/RIF

 

Tax Free Savings Account

A tax free savings account (TSFA) is an account where income earned on deposits and investments is not taxed. You can also withdraw money at any time without being taxed. Any funds withdrawn from the account can be deposited again at the start of the following year.

Learn more about Tax Free Savings Accounts

Registered Education Savings Plan

A Registered Education Savings Plan (RESP) is a savings account designed to help parents save for their children’s post-secondary education. It has the advantage of accumulating tax-free interest as well as allowing for parents to apply for the Canada Education Savings Grant.

Learn more about Registered Education Savings Plan

GICs

Guaranteed Investment Certificates (GIC’s) are one of the safest ways to invest because money (up to a limit) invested in GICs is protected against loss.

Learn more about GICs

Banking

Advantage Account

Being prepared for retirement doesn’t mean missing out on your life today. Creating a balance between an enjoyable future and enjoying the present takes planning, and EFG can help. A responsible financial plan means investing for tomorrow so you get the best return on your investments now and when you retire.

Learn more about Banking